Online savings accounts usually come with substantially higher interest rates to help you grow your money faster (regular in-person banks can’t offer rates as high). Banks like CIT Bank and Discover Bank (among other top players in the industry) are great because their interest rates are often over 20 times higher than the national average. That means the money in your savings account will grow 20 times faster than the pace it’s most likely growing at now.


Cost per mille requires only that the publisher make the advertising available on his or her website and display it to the page visitors in order to receive a commission. Pay per click requires one additional step in the conversion process to generate revenue for the publisher: A visitor must not only be made aware of the advertisement but must also click on the advertisement to visit the advertiser's website.
In terms of coaching, my advice is to try to go it alone for a while until you have specific questions you need to ask, and specific things that are troubling you in your business. Having a coach as a beginner is often a waste of money in my opinion, unless you have the cash laying around and really want to make progress fast. Most people do fine bootstrapping, then get a mentor when the hurdles start to get higher and more frequent.
The first follows the startup path we outlined above: You have a disruptive idea for an app or piece of software, you validate the idea with real customers, and then raise money to hire developers or a development studio to build, launch, and scale your software. If you’ve done everything right, your software will be accepted to the Apple and Google Stores and you’ll make money every time someone downloads it or pays for a premium feature.
Wealthy Affiliate is different than anything out there, and you will understand that as soon as you step foot into the community. We always recommend you get started on the free Starter membership, that way any insecurity or apprehension about this industry is removed. Then you can make your own educated decision as to how WA fits into your life/business.
Find your niche partners, collaborators, and champions: As you’re creating your course, look for notable people who are also creating content in the space. Look att how their businesses operate and incorporate that into your own plan. You can also reach out to any influencers and make them affiliates for your own course. This way, they’ll be incentivized to share your content with their own audiences (which can be a major way to generate your first sales—it helps if you're using one of the best CRMs for small business—and start building your own community!)

We can appreciate any frustration you have from the past. There are truly a lot of low grade and even scams in this industry, so your frustration is very much warranted. Honestly though, your experience is going to be much better and you are going to love your experience once you step foot into Wealthy Affiliate. There is not a more comprehensive, trusted and caring company in the industry for Internet Entrepreneurs.


So many people dream of writing a book, but never go through with it. Yet no matter what, I’m sure you have experience and value you could give through writing a book. By packaging your skills and knowledge into a downloadable eBook that helps people learn a skill, advance their careers, or start a businesses, you can change someone’s life and even make good money online.

Provide excellent customer service. Answer any questions buyers post as quickly as possible. Be professional and courteous. Positive communication builds your reputation with buyers and gets you return business. Also, package your product well and ship it out quickly. Allowing an item to become damaged or taking too long to ship can negatively affect your reputation among buyers. Wrap all items, especially fragile ones, in appropriate packaging. Commit to shipping items as soon as you receive payment.[32]
Websites like Care.com connect parents with babysitters. The company does all the background checking and other due diligence to put parents' minds at ease. Of course, you can appeal directly to people in your personal network, but if you're looking to generate recurring revenue sign up with a site marketing to parents looking for child care services.
Set up the site. Choose a website building platform, such as WordPress, Joomla or Drupal. Next, choose a domain name and web hosting for your site. The domain name is your web address. Web hosting is a service that connects your site to the internet. Once you have your domain name and web hosting, go to the control panel of your hosting account and install your website platform. Design your website by choosing and installing a theme.[9]
Today, if you're at all serious about succeeding in any endeavor, whether online or offline, you have to deliver enormous amounts of value. Yes, you have to do the most amount of work for the least initial return. This is especially true online. Why? Because it takes time to build authority and create an audience, two primary ingredients necessary to succeed in the wonderful world of commerce on the web.
Build your audience on a course community: If you’re just getting started building an audience for yourself and want to leverage communities already actively looking for content you can choose to host and sell your online course on a site like Skillshare or Udemy. These are easy, cost-effective ways to build an audience and test your niche to see if there’s demand for it.
Considering that you have a finite amount of time, passive income should make up a large part of your work. If you're serious about generating any semblance of income online, then passive income should be one of your sole goals and ambitions. Why? Wouldn't you prefer to do the work one time and get paid repeatedly as opposed to relying on your time to generate that income? Invest the time at the front-end so that you can reap the benefits on the back-end. This means putting in a bit of sweat equity and not getting paid today. Rather, you'll get paid somewhere down the road. And you'll continue getting paid whether you keep building that passive income stream or you stop. 
I see a few complaints here and I actually did the same sort of research before joining Wealthy Affiliate.  I even remember reading a report like this.   What I did find is that it was easy to make a decision on whether or not to try it after reading mostly positive reviews and reading a few negative reviews on here from what appears to be competitors and those that maybe had a bad experience for one reason or another.  I see some said their write access was cut off and I think that can happen if you get reported for spamming others within the community.  There is no spam allowed at WA which is nice.
So actually, the reason I personally signed up for Wealthy Affiliate is likely much different than the reason YOU want to sign up. Chances are, you want to learn about how to make money online legitimately, learn how to build a website, how to blog, and more importantly, how to earn money from that blog. I wasn’t looking for that. I already knew how to do all that stuff. Instead, I signed up as a way to vet the training, tools, and resources provided by Wealthy Affiliate because I wanted to see if it was something I could promote on this very website you’re reading. 

First off, I’m a blogger so it seems wrong not to mention it, but more importantly, it’s a legitimate way to make money. It’s quite possibly the least straight-forward way on this list, but it’s very doable and it’s also quite possibly the funnest way on this list. I love blogging and I know hundreds of bloggers who feel the same. So let’s talk about making money blogging and what it really means.
An elegantly straightforward process, affiliate marketing via reviews, blogs, social media, and other platforms is a new frontier in marketing that’s just waiting to be utilized. Follow the tips included in this article, and you’ll be able to engage your audience, convert passive readers into active consumers, and enhance your paycheck one click at a time.
 First and foremost I do Buisness with Wealthy Affiliate and as the first time building my online business I have earned income by referring my friends, colleges and family member to WA and I had build my own sites afar from WA and selling products ALREADY!! They are NOT A SCAM!! Unlike other business like Aspire Digital Altitude or Counter Profits etc.... As my experience continues with Wealthy Affiliates they were the most inexpensive services provided and not just only that there are other people that already has online business thatg needed more training to have their business to drive more traffic through the search engines for cheaper price on the plug ins versus an outsource other than Wealthy Affiliate.
What are the best ways to make money right away? While a search online when you're in need of some fast cash will produce millions of results, not all will be legitimate. It's up to you to filter through the so-called noise. These 32 strategies will help put you in the black, even if it's in a very small way. Once you are, resume planning and focusing on the bigger picture. 
Complete errands or tasks for the elderly. Older people often need help with buying groceries, cleaning their home, performing home maintenance, and paying bills. To find clients, contact your local community center or church to find out if anyone needs help. Additionally, you might post an ad in your local classifieds or talk to people you know to find out if they know someone who needs help.[5]
Research selling prices of items similar to yours. Look up completed sales or current listings of items similar to yours. Find the high- and low-end prices, and price your object around the median price level. If you want your item to sell quickly, price it at the low end. The condition of the item also affects the price. Items in poorer condition should be priced at the lower end. Also, consider how many listings there already are of items similar to yours. If many similar items will be competing with yours, you may have to set the price lower to get the sale.[28]

Webinars happen every Friday. Topics are announced during the week. Sign up now and you can attend your first webinar before the end of the week! Ask questions LIVE in chat if you have any trouble with the material. There are NO SALES PITCHES in the webinars! Why pay $100 per webinar anywhere else when you can get them for FREE with your Wealthy Affiliate membership?
This sounds like exactly what I am looking for, Tony. Yours is by far the best review of an affiliate opportunity that I have ever read — it has caught my attention and fired me up! I am a published audiobook narrator/independent publisher who writes my own marketing content 🙂 My goal (also with my audiobooks) is to build a strong residual income – and I came across your amazing review of WA through a search I conducted yesterday.
Wealthy Affiliate is also very strict on spam, which in the end is a GOOD thing, but I have to be careful sometimes about promoting my sites or referencing them. Sometimes I do have valuable information on my site that I think could help people during live chat sessions or Q&A’s, but I don’t share because I don’t want it to look like I’m spamming. They do allow people to promote their sites in certain areas, but in order to keep the community from filling up with self-promotion spam, there are times when it is best not to share certain information from outside sources, especially my own sites.
In 1994, Tobin launched a beta version of PC Flowers & Gifts on the Internet in cooperation with IBM, who owned half of Prodigy.[10] By 1995 PC Flowers & Gifts had launched a commercial version of the website and had 2,600 affiliate marketing partners on the World Wide Web. Tobin applied for a patent on tracking and affiliate marketing on January 22, 1996, and was issued U.S. Patent number 6,141,666 on Oct 31, 2000. Tobin also received Japanese Patent number 4021941 on Oct 5, 2007, and U.S. Patent number 7,505,913 on Mar 17, 2009, for affiliate marketing and tracking.[11] In July 1998 PC Flowers and Gifts merged with Fingerhut and Federated Department Stores.[12]
Salvage and resell. Do you love antiques or have a knack for finding valuables at flea markets or yard sales? If you do, it might be time to consider salvaging items for resale – or even scouting out antiques to sell for a profit. While you’ll need to spend quite a bit of time searching for prospects and spend some money buying upfront, you could easily turn a profit if you know what you’re doing.

If you can’t imagine becoming a mattress expert, then perhaps you should just pick another niche! There are millions of options related to mattresses that you could focus on instead. Some topics that would be less resource-heavy could be “how to get a better night sleep”, “how to become a morning person”, “natural alarm clock reviews”, “hypoallergenic bed linens”, and many more.


Ok…so…tell me if I’m wrong…. your “$10,000” a month income doesn’t really come from affiliate links that people click on from your websites and buy a product….it MOSTLY comes from the commission you make off of every membership to Wealthy affiliate you make from the links here huh? All of your other sites are basically a sort of front, in a way, that make up a very little percentage of your monthly income and are basically used as an advertising tactic to show people you have websites with affiliate links that make money so that they will sign up for a membership with Wealthy Affiliate. Also by telling people “it takes time to build up a profitable online business” will persuade them to keep there membership after 7 days and pay the 49 dollar month fee that you make money off of? So it is basically a “grow your team” pyramid type ell a membership scheme? Correct? Or am I completely off?
I don't promote WA and the training pushed me in a direction to promote something else. The idea is that you can create a business online working withing a category that you have passion in.  For me that is woodworking, but for others this is likely soemthing completely different.  There are lots of directions you can head.  People that say that the training is all about promoting the same company obviously have not gone through the training.  I didn't get a sense of that.  
Rose and others looking for employment this summer: Retry the babysitting idea. Summer is a good time to babysit. Maybe volunteer a few times first and then use those families as references. Tell everyone you know that you are available to babysit. Use email, Facebook, fliers, word of mouth. Also try offering a set time every week, like Tuesday evenings form 5-9 pm in your home. Parents know they can drop off their children without calling ahead. They really appreciate that. It takes time and persistence to get the word out, butit can be done!
If you add up all the services you get, the premium membership is a steal. For example, you’ll notice they include unlimited keyword research with a membership. Other paid keyword research tools sell for $49 or more just by themselves. Add in website hosting, and there’s another $10 / mo. Add on the website security package, and there’s another $10 per month (I’ve paid as much as $29 / mo just for website security). Just based on those things alone, Wealthy Affiliate is a great deal with all of the resources and tools you need in one convenient place. Not to mention all of the training, tutorials, and support that is included with the membership.
And I’m not the only one. More people than ever are succeeding with Wealthy Affiliate. Most people who join don’t even promote Wealthy Affiliate at all. Instead, Wealthy Affiliate teaches you how to promote any number of products or services across the web in just about any niche. If you do want to promote Wealthy Affiliate, by all means, it’s a great affiliate program that can easily earn you a full-time living! Here’s the last paycheck I received from Wealthy Affiliate. The amount is actually higher than what is posted in the chart above due to some yearly subscriptions and a few other things that I got paid extra for.
Please help. I turn 15 in a few weeks and live in WA and the whole state has labor laws where I have to be 16 but I really want to get a dirt bike this summer. It’s hard to find a job and everbody mows there own lawns! What should I do? How do I tell the difference between a real site that will pay for suveys and a fake one? Is it possible to make 3000 in 15 weeks?
If you're interested in online marketing, setup email software and create a lead magnet that you can use in your sales funnel. Then, build up that list. It's often said that you can expect to earn about $1 per subscriber per month. If you have a list of 10,000 subscribers, that means you can earn roughly around $10,000 per month. You will need to deliver value and not pitch them on every email, but it is a very achievable goal in a short period.
Online business is how I’ve made a living since 2003 and what has helped me retire early.  I make over $40,000 a month through my blog. You can create your own blog here with my easy 15-minute step-by-step tutorial.  You can start a blog for as little as $2.95 a month (less than a cup of coffee!).  Create a blog and leverage it into affiliate sales or product endorsement deals. Consider topics like:
Some advertisers offer multi-tier programs that distribute commission into a hierarchical referral network of sign-ups and sub-partners. In practical terms, publisher "A" signs up to the program with an advertiser and gets rewarded for the agreed activity conducted by a referred visitor. If publisher "A" attracts publishers "B" and "C" to sign up for the same program using his sign-up code, all future activities performed by publishers "B" and "C" will result in additional commission (at a lower rate) for publisher "A".
You could also opt to use existing websites for making money. These include both active income and passive income methods. For example, you could sell some used items or invest in creating some digital designs that then can be sold on merchandise. Again, devote a sizable portion of your time to passive income so that you can slowly build up earnings that will arrive on autopilot without any extra added effort. 
To test these websites, you’ll be asked to visit the site in question and record your reactions and thoughts as you go through it. To get started making extra money online by testing websites, sign up for some of the most popular services like UserTesting.com, Userlytics, TryMyUI, Userfeel, TestingTime (for people outside the U.S), or Side Income Jobs.
When beginning your affiliate marketing career, you’ll want to cultivate an audience that has very specific interests. This allows you to tailor your affiliate campaigns to that niche, increasing the likelihood that you’ll convert. By establishing yourself as an expert in one area instead of promoting a large array of products, you’ll be able to market to the people most likely to buy the product.
Rent out a parking spot. If you live in a busy or congested area and have parking to spare, you might be able to rent out your parking space for some quick cash when you’re not using it. Simply advertise your open parking space online including details on the location, whether it’s covered or uncovered, and your desired hourly, weekly, or monthly fee. If you want, you can even use a site like Just Park or download the Spot App to reach more potential customers.
Medium is an online community where anyone can post articles and essays and get them in front of their audience of millions of monthly readers. While it can be a great place to build your audience for your own blog or find customers for your consulting business, with Medium’s new Partner Program, you can now make money online whenever someone reads your articles. Register for free and you can choose whether your articles are freely available or only readable by those people paying $5/month for a premium Medium membership. You’ll make money based on the amount of people who read and engage with your posts each month.
Work remotely for a call center. Because many call center jobs are location independent, finding work in this field is an easy way to earn some money from home. Dozens of sites list job openings for call-center representatives, including Freelancer.com and SimplyHired.com. Meanwhile, you should check local job listings for openings and opportunities as well.
I am 17 in May and currently studying year 12. I don’t have a job though have tried a couple times. Given i have exams coming up i can’t manage a normal job but need some source of income – even if its small. I’m not all that technical so a lot of the things up there don’t work. I have strong english skills, love working with kids. I like sport, , languages animals and can cook. I have tried to get babysitting but haven’t had much luck so far.
Complete errands or tasks for the elderly. Older people often need help with buying groceries, cleaning their home, performing home maintenance, and paying bills. To find clients, contact your local community center or church to find out if anyone needs help. Additionally, you might post an ad in your local classifieds or talk to people you know to find out if they know someone who needs help.[5]
As you start regularly putting out content, you’ll hopefully start to build a bit of an audience. But to start seeing real money from YouTube you need to market your videos elsewhere. Share your channel on Twitter and Facebook. Distribute videos anywhere else you can think of. Also, interact with comments and build a community around the videos you’re making so people will share it with their friends.

The first follows the startup path we outlined above: You have a disruptive idea for an app or piece of software, you validate the idea with real customers, and then raise money to hire developers or a development studio to build, launch, and scale your software. If you’ve done everything right, your software will be accepted to the Apple and Google Stores and you’ll make money every time someone downloads it or pays for a premium feature.
Was it mentioned that these two websites, along with access to experts, and two “getting started” training courses, along with 10,000’s of discussions and the ability to communication with over 1.5 MILLION affiliates is included for FREE. As well, you have access to keyword research tools, a content management platform, and direct access to communicate with some of the most successful affiliate marketers in the world.
Tutor students. Many families prefer the flexibility of using an online tutor. Depending on your background, you could be simply helping a child with homework or providing college-level support. You need to have your own computer and high speed internet. Experience required differs among companies. Some require “strong experience,” while others require a specific educational background. However, most companies do require a college degree.
Considering that you have a finite amount of time, passive income should make up a large part of your work. If you're serious about generating any semblance of income online, then passive income should be one of your sole goals and ambitions. Why? Wouldn't you prefer to do the work one time and get paid repeatedly as opposed to relying on your time to generate that income? Invest the time at the front-end so that you can reap the benefits on the back-end. This means putting in a bit of sweat equity and not getting paid today. Rather, you'll get paid somewhere down the road. And you'll continue getting paid whether you keep building that passive income stream or you stop. 
Rent out a parking spot. If you live in a busy or congested area and have parking to spare, you might be able to rent out your parking space for some quick cash when you’re not using it. Simply advertise your open parking space online including details on the location, whether it’s covered or uncovered, and your desired hourly, weekly, or monthly fee. If you want, you can even use a site like Just Park or download the Spot App to reach more potential customers.

This isn’t to scare you off. I simply want you to know that this guide is going to focus solely on ways to make real, sustainable extra income online. Not just a few bucks. I want to share all the mistakes I've made that got me to where I am now so that you don’t have to go through them, and can build a successful online source of income for yourself.


Now I work much less. I try to put in an 8 hour day but with distractions, hobbies, etc I probably do about 3-4 hours of hard work per day. I’m trying not to get too lazy though, because running an affiliate website does take consistent work to stay relevant. It’s not a total “retire early and do nothing” type of plan. You gotta work to grow your business!
Find a profitable niche: We’ve talked about this a lot. But, where are you most comfortable. What niche do your skills, values, and interests intersect? Do you have 10 years of experience as a technical writer? Do you have long-standing PR relationships that’ll be invaluable in helping startups launch a successful crowdfunding campaign? Determine what makes your value unique, and lean heavily on showcasing that strength to your potential clients.
If you’re serious about making money selling things online, it’s pretty much impossible to not recommend Shopify. The platform gives you everything you need to get your online store up and running in less than a day including a custom domain, beautiful templates (so you don’t need design skills), secure payment options, and they can even take care of marketing and shipping for you. Whether you’re promoting your own products, designs, or curating other products for people in your niche, Shopify is the best option for powering your online store.
One should think about their skills, hobbies and basic daily habits as well. Do you like to cook? Be a personal cook or dinner parties. Baking? Make wedding cakes or cupcakes for weddings/special events. Do you enjoy cleaning? Trying going to banks/repo companies and ask if they are in need of a repo cleaner or market yourself as a all-around cleaner. Know how to mow a lawn? Get paid to do it in your neighborhood. Sell products from large companies – Jewelry in a candle, Sentsy, Health and home products – etc.

The audiobook industry is booming, yet only 5% of books ever get made into audio format. If you’ve got a background in acting, or if people have said you’ve got a voice made for the radio, you can make extra money recording audio versions of independent and popular books. Sites like ACX connect authors with audiobook performers. So, whether you’re an author looking for more ways to sell your book, or an actor/voice actor looking to make some extra income, you can sell your services online.


Start a bed and breakfast. If you live in a popular resort area or own a historic property, a B&B might be the perfect side hustle. Not only can you work at home with this career, but you’ll also score some tax write-offs in the process — although most innkeepers caution that the profession requires a lot of hard work and is more of an attractive lifestyle than a money-making pursuit.
The premium Wealthy Affiliate membership is where you get access to absolutely everything. If you’re serious about building an online business, I have never in my 8 years in this industry seen such an amazing community full of help, tools, and resources. I’ve been a member at several other online marketing sites, but this one blows the rest of them out of the water.
I opened an account with wealthy affiliate 2016 but since then I have not done anything with it since I have to upgrade to premium before I can make money from it…and I happen to come across it again this time. So please I really want to know, if it really works and all the proves are not just mere lies to get people clicking on there links, how long does it take to get money from it. Is it possible to make some reasonable money the same month I upgrade to premium?
Domain name trading has been around for the last couple decades, and while most slam-dunk names have long been sold off, there’s still plenty of others that you can get your hands on for relatively cheap and broker as a way to make money online. Before you dive in, however, beware that some experts doubt the long-term viability of this idea for making money online. However, there’s always the chance you might just land on a lucrative domain name for a future billion-dollar company. To get you started, here are some tips from GoDaddy, arguably the world’s largest and most famous repository of domain names.
Please help. I turn 15 in a few weeks and live in WA and the whole state has labor laws where I have to be 16 but I really want to get a dirt bike this summer. It’s hard to find a job and everbody mows there own lawns! What should I do? How do I tell the difference between a real site that will pay for suveys and a fake one? Is it possible to make 3000 in 15 weeks?
As long as there is still the written word, there will always be editors. Freelance editing and proofreading not only pays a decent hourly wage, it also gives you the chance to read about potentially interesting topics too. What's more, pursuing freelance writing & editing as a business idea can afford you a lifestyle that lets you travel the world as a digital nomad. You can find lots of job postings from companies and individuals in need of writing, proofreading, and editing services on Contena, which makes this a high-demand opportunity to make money online. 

Solo Build It – As I stated earlier in this Wealthy Affiliate review, I initially learned how to start my own business with this service. Solo Build It is somewhat similar to Wealthy Affiliate as far as the training is concerned, but Solo Build It but I believe the training at Solo Build It is far superior. My favorite part about Solo Build It, however, is that they offer absolutely EVERYTHING you’ll ever need to grow your business online including domain registration, an intuitive site builder, research tools, hosting, and all the other tools you need are in one place with training on how to put it all together. You can learn a lot more about them by going through their video tour.

Once you’ve gathered a list, put together a template outreach email (as you’ll be doing this over and over) that’s short and clear with expectations. Tell your potential interviewee who you are, what your podcast is about, and what you’re asking of them. Do a few test interviews with friends and family to make sure everything is being recorded at the quality you want and then book your first episode.
22. Advertising – This is definitely the most old-school way of earning money with a blog. It’s also starting to become the least common way. You can sell advertising spots directly on your site or you can sign up with a company like Google AdSense or Media.net. Either way, you won’t see a whole lot of money from ads until your views are well into the thousands each day.
The thing is, you don’t need to be a writer to be very successful at creating content. Can you write an email to a friend? If so, then you can be the BEST writer there is out there. Too many people think content creation is about having an English major, when in reality it is communicating with your audience and often times about something that you are passionate or love doing.
If you have a propensity for writing and you can slay with your prose, consider writing an ebook. While the market has certainly become saturated as of late, books that help teach people about a technical topic still sell extremely well. This is a great source of passive income but does require a large amount of effort at the outset before any money is generated.

Become a freelance writer or editor. If you have a passion for storytelling or a background in writing or editing, it’s possible to find freelance writing or editing work online. To search available job openings, check out sites like UpWork.com and Problogger.net. You can also check traditional job sites such as Indeed.com and enter “telecommute” or “anywhere” in the location field.
Free Training Across The Web – Believe it or not, most of the training I’ve received over the years are sources I’ve found for free all over the web. I’ve shared a LOT of that info with you on this very website through my nearly 500 blog posts (to date). However, you should also check out sources such as YouTube. It’s true, places such as YouTube are filled with scammers and spammers, but mixed within those are some gems. For example, you can look up keynote speeches on affiliate marketing from various conferences, such as Affiliate Summit speakers. Using free content from around the web is hard to sort out and make sense of, so it’s best to use a service like Wealthy Affiliate because you are able to learn the things you need to learn, in the order you need to learn them, without all the distractions. However, as you progress, you may need to learn something specific, at which point you can go to free sources across the web to learn as you need it.
sounds very good. just yesterday I invested in Steve’s stealmysite (or system) and ended up paying for that and coolhanle. And they took all I had in my savings and drained my checking account very upsetting. And when I talked them on the phone they had me almost in tears because i didn’t have money. I don’t like to be where I’m at. I want to better myself. Thank you for offering yours to try free. That is so fantastic.
I first joined Wealthy Affiliate in June of 2016 mostly to just see what it was all about. I signed up for a free account at Wealthy Affiliate but upgraded to their paid Premium membership the very next day. After 7 months at Wealthy Affiliate, I decided it was finally time to write a Wealthy Affiliate review with my findings on whether this is a good program to sign up with or not.
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