Well, if you’re into putting in the time for mere pennies, have you tried Amazon’s Mechanical Turk? If you’re into tedium and enjoy transcribing copy and/or correcting others’ grammatical faux pas, you should check it out. I wouldn’t buy that cabana on the beach just yet, but, hey, it’s a start, and if you put in a couple hours every day, you will probably make out better than with IM, and you can feel slightly superior to the guys with all the money asking you for help because they don’t know a homonym from a dangling participle. 😉
Next, you’ll need the right tools. You can be as complicated or simple as you want depending on your comfort with audio equipment, but at the minimum you’ll want a microphone and software for recording your voice. Companies like Behringer, Blue, Focusrite, and others sell studio-quality plug-and-play podcast setups that can get you recording today.

I agree with all the points you have mentioned. Talking about zero upsells, for instance, the best thing online, is setting aside a budget, and being able to respect that budget without exploding it. This is the amazing part about Wealthy Affiliate. You can plan 2,3,or even 4 years in advance and that budget will still be very relevant and applicable.
Grow plants, herbs, or vegetables to sell if you have a green thumb. If your parents let you plant your own garden in the backyard, opt for easy-to-grow vegetables like lettuce, tomatoes, or cucumbers. If you will be growing your plants inside in pots, choose ones that don’t require a lot of sunlight or space. Pick your vegetables when they’re ripe and sell them in bags or plastic containers.[5]
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